You can believe the Math, or the Politicians, but not both.

By Mitchell Vexler, November 6, 2024


My career was built on thought, as a result of thorough analysis with numbers at the forefront. Although it sounds tough, yet often stated by me, is that I don’t give a damn what someone has to say, but very much I care what can be proven. People / Media talk, yet the majority of the time, have nothing to say which in itself becomes divisive. Knowledge vs Ignorance. Repetition of ignorance is ignorance raised to the power two.


Time and careful thought as seen in documents, writings, videos and presentations, lead to the clarity created by quantifying the issues via math and understanding the associated risk. 


People who do stupid things and violate the laws with capital and labor should be accountable, and in the case of intent, jailed. Capitalism works when the playing field is even.


In the series of videos in the Home Value Fraud playlist on Real Estate Mindset YouTube channel, which are built upon each other, and the documents created using government’s own (Local and Federal) numbers, the math is overwhelming as is the risk. The Politicians are watching these videos, and many have received emails and letters from me, yet that didn’t stop the politicians from lying about it, by insisting that everything is fine, or create a scare tactic of “sales tax would have to go to 26%” (based on a dubious and flawed report), and or act with willful intent to ignore State and Federal laws.


In Texas when a politician is told what the law is, and that is law is being broken, and that politician chooses to ignore the law, that is a violation of both State and Federal laws (“power to prevent”), in Texas that is a 3rd degree felony for impersonating a public official. When school board trustees, who also signed an Oath of office state, say we are “well capitalized” or “there is no problem” or “we are not bankrupt” without producing a shred of evidence, rarely has a bigger lie been told. With a mountain of evidence available, the same can be said for those at the Federal level who refuse to look at the U.S. National Debt + Unfunded Liabilities and explain to the U.S. Taxpayers exactly how those taxpayers (144,000,0000) are each responsible for $1.1M as a result of the Federal system and approximately $240K as a result of the local Taxing Entities, both of which would require an immediate increase in household income by $9,000 per month to pay off over the next 25 years assuming all Federal and Local expenditures are immediately frozen which is impossible because the expenditures continue as does the interest clock by the milli-second.   The point being that the debt cannot be paid back as it is impossible for 99.9999% of any taxpayer to increase their immediate revenue by $9,000/month to be amortized over the next 25 years to pay the debt created at the hands of the liars and criminals.


The inter-agency agreements, cross collateralization, on balance sheet and off balance sheet guarantees, mortgage back securities, credit loan obligations, credit default sways, sovereign obligations, and their bailout puppets being the government operated Federal Reserve, International Monetary Fund of the world’s leading “democracies” have financially engineered debts that far exceed our ability to repay, or their ability to manage, and then that garbage has been sold across the globe to be further levered as if it was the physical asset collateral based on the good faith guarantee of that Federal or Local side of the government. 


Federal spending is in excess of $5 trillion a year. That is twice what the Federal government collects in income taxes. And it’s equal to the entire federal revenue. After paying for all of these handouts, there’s nothing left – not a penny for interest and not a penny left for paying down debt. In every video on the playlist, https://www.youtube.com/playlist?list=PLo3dZB8Cn9QuemgK3OwUL1qncSqqlfXl , we went into great detail on these items, utilizing spreadsheets, amortization schedules, and Rule of 72 analysis etc. Further, we have also provided access to our evidence at www.mockingbirdproperties.com/dcad.  


Americans are becoming more dependent on the Federal government for handouts.


The impact of the demand for handouts can be seen in the amount of money in circulation (M1 money supply). The chart provided by the Federal Reserve shows the impact of printing trillions and trillions of dollars during 2020. The amount of dollars circulating in the banking system grew from $4 trillion to over $20 trillion in a two-year span.


We will continue to see rising inflation and prices as a result. 


Beginning May 2020, M1 consists of (1) currency outside the U.S. Treasury, Federal Reserve Banks, and the vaults of depository institutions; (2) demand deposits at commercial banks (excluding those amounts held by depository institutions, the U.S. government, and foreign banks and official institutions) less cash items in the process of collection and Federal Reserve float; and (3) other liquid deposits, consisting of OCDs and savings deposits (including money market deposit accounts). Seasonally adjusted M1 is constructed by summing currency, demand deposits, and OCDs (before May 2020) or other liquid deposits (beginning May 2020), each seasonally adjusted separately.”


Our interest expense is a function of how much inflation bond investors expect to see in the future. As those expectations rise, so will the government’s funding costs.


This is the loop of doom I referred to in several videos where inflation causes both transfer payments and interest expenses to rise sharply. Efforts to contain the bond market by printing money and buying bonds will make inflation worse and as I stated dozens of times, inflation caused by printing money, is an illegal tax.


Isn’t it interesting that the Local Taxing Entities (regardless of county) have mimicked the Federal level of illicit activity…


Make fraud impossible to detect, hide the documents (bond schedules, notes to balance sheets, sources and uses), at the School Districts, and then the Central Appraisal Districts, where there is noncompliance with USPAP, State law and U.S. Constitution, have run amok, resulting in approx. $22.5 Trillion of fraud on single family homes in the last 5 years.

 

Blast public messaging in the local newspapers and at Tax District meetings, that we have to “protect the children”, or my favorite psyops of this election season, “do whatever it takes because democracy Is on the ballot”.

 

Assure the public that fraud is a myth — which means there’s no need to investigate it — which means that theoretically if a person wanted to do it, they would probably get away with it.

 

The purpose of the local school bond election is not really to convince the populace that the district has consensus support — only that it has consensus compliance, which clearly, based on the amount owed, it does not and cannot in law. 

 

Thus, those who promote the scam are complicit in aiding and abetting a criminal conspiracy to defraud.

 

Math provides and demands transparency. 

 

For those who choose to turn a blind eye and let the criminals be criminals by hiding the evidence (math), you will likely get what you deserve.  Apathy is what will lead to bad results. You must get involved and protest your property values, force the school districts to deliver the bond schedule, file suit against those who refuse to adhere to the law, and demand prosecution.by your district attorney. We know the problem and have articulated the answer.

 

Either way, inflation is likely going much higher. But when we speak in unison and make demand for instant transparency (audits and criminal charges) our numbers and strength is much greater than any politician can withstand.

 

You can believe the numbers. Or you can believe the politicians, print media, and liars on TV, but you can’t do both.

 

Other recent documents to examine:

Fraud on Houses

Wheel of Fraud at the Local Taxing Entities / Central Appraisal Districts Level

Benefits of Eliminating Real Estate Tax in Favor of Uniform State(s) Sales Tax

 

M.

March 5, 2026
Often after writing an article I realize there is more detail and background information that would help to complete it. That is what is included here... a preamble of sorts.
March 3, 2026
A list of frauds and some links to evidence of fraud is presented. The Hidden Propaganda socialist Model is used by both political parties. The common enemy is inflation & those responsible. None of this would exist if the government and courts were doing their job. So...Why Gold? Why Silver? Why Now?
March 2, 2026
Report by Mackenzie Eason can only be viewed as a whitewash, because the report is inconsistent & wrong: could not have looked at the requirements or math of USPAP, did not examine the software override allowing manipulation of values; and would take 3 cross examination questions to completely prove the whitewashing.
March 1, 2026
Being highly levered is an assurance of mass destruction. At the breaking point, will spin out of control, as everybody heads for the exits simultaneously. And it's not just Private Equity structures, but School Districts, that are over-leveraged, requiring bailouts/additional taxes to pay for their financial crimes.
February 24, 2026
When economists say the economy is good… which economy, who’s economy, Wall St economy or Main St economy? There’s recession, if not depression, on Main St. Mom & Pop are over-burdened by property tax assessments, inflated to cover school district bond debt & compound cumulative interest, that can never be paid off.
February 22, 2026
This Open Letter is a bit of a premonition given my experience with politicians, economists, and fraudulent reports. I could be wrong, but let’s see how this plays out in the next few days.
February 21, 2026
Clock's ticking. Every moment, that passes without property tax repealed & replaced w/ uniform states sales tax, more households are in jeopardy of bankruptcy or losing home. Are you in that position now; are you struggling w/ monthly payments; how much more property tax before you're forced to sell... or go bankrupt?
February 20, 2026
In Texas, the system itself (CADs, IAAO, TAAO, AG, TEA, State Comptroller, others) all violated the laws & framework they are supposed to represent. Violations enabled fraud to start & grow and are now necessary to feed compound-cumulative interest on fraudulent school district bonds. Vexler's suit exposes this & them.
February 19, 2026
NY Federal Reserve reported US household debt reached $18.8 Trillion in Q4 2025, up 1% ($191 Billion) from previous qtr. We are at the end, where the compound interest on top of the compounded fraudulent debt cannot be paid down or off. The math is the math... socialism ends when you run out of other people's money.
February 18, 2026
As an offshoot of our main focus of property tax fraud & school district bond fraud, and in addition to Articles I wrote on socialist behavior (links provided), a pattern of Cultural Decay in both corporations & people has emerged which is the fallout of socialism. Consider the common traits of items presented here.
February 17, 2026
Roughly 42 mil US households are in harm’s way of bankruptcy or of losing the roof over their head due to property tax fraud & school district bond fraud. The unity among thieves, where they protect each other further expanding fraud, must be replaced with unity among lawful citizens. Your involvement is required!
February 16, 2026
Why invest in Silver? Vexler has written 6 other related articles discussing metals, the Fed, manipulation, and application of law. Links to these articles are included here... along with 36 additional points for consideration.
February 12, 2026
Government entities choose to turn a blind eye to what is mathematically quantifiable & politically visible and politicians modify laws to placate the public, only exacerbating the growth of the debt... with no person or entity held accountable... The Thread of Inconsequential Actions can be seen across the U.S.
February 11, 2026
1/30/2026 Supreme Court of TX requested response from opposing counsel representing Denton CAD. We expect opposing counsel will put forth same nonsense to prohibit adjudication of fraud being perpetrated against every real estate owner & every citizen in Denton County. Perhaps SCOTX now sees the Constitutional issue.
February 10, 2026
Although my focus is on property tax fraud & school district bond fraud, in effort to help protect against theft & erosion of property rights, precious metals, I continue to share my thoughts in videos & writings because they are all connected. And there's important topic concerning investing in mining companies.
February 9, 2026
A CONTRACT FOR AMERICA... How to Fight
February 4, 2026
Vexler provides quick thoughts & comments on Central Appraisal Districts, property tax fraud, school district bond fraud, lack of accountability, compound cumulative effect of bond debt, funding priorities, socialism, gold's resurgence, and credibility... Repeal Property Taxes in Favor of Uniform States Sales Taxes.
February 3, 2026
Article written by Brandon Smith lays out how history is repeating. He states "sometimes the war chooses you and you have to adapt." There are parallels in his discussion with property tax fraud & school district bond debt. Participation in your local community is not an option... it is an obligation, for your future.
February 3, 2026
Taxpayers who know something is wrong with appraisal practices & property valuations within their appraisal district should push for a Forensic Audit. Here is a guideline for the Scope of Work Letter between Forensic Accountant & Central Appraisal District, listing many violations and fraudulent activity to uncover.
February 2, 2026
What changed with U.S. National Debt, school district bond fraud, or U.S. National Deficits in last 24 hours leading to the 1/30/26 precious metals crash? How is crash of metals any different than crash of crude oil 11/28/25? It isn’t, except for 1 thing, manipulation... if not, outright fraud & criminal activity.
January 30, 2026
If you acknowledge this list as “truths” or if you agree and can answer yes to a majority of these qualifying statements and questions, you should be… investing in Metals and getting involved in repealing all real estate tax in favor of the Uniform States Sales Tax.
January 29, 2026
Following up on article “socialism is a Noun” I kept thinking about psychology of socialism & proof not just in fact that it was a con from inception, but proof of why it self-terminates when it runs out of other people’s money to steal. Let's review a Bisnow article about proposed bond funding in Ft. Worth Texas.
January 26, 2026
There are many factors to consider with silver, gold, platinum (commodities). The Federal Reserve with no accountability & no oversight has been printing money, not backed by assets, to support the banks & cover the bond debt, i.e. cover compound cumulative fraud upon compound cumulative fraud. So, who owns the bank?!
January 16, 2026
This article links to others and digs deeper to show why socialism is the antithesis of capitalism & the U.S. Constitution and why socialism should be codified as illegal... Stop theft & fraud, repeal all property tax in favor of the Uniform States Sales Tax. Your involvement as taxpayer & property owner is crucial.
January 14, 2026
The 2 largest purveyors of fraud in the U.S. are the Federal Reserve & the School Districts which own the CADs and this is the Civil Rights issue of our generation. In my humble opinion, the true solution is to Chain the Doors of the Federal Reserve and repeal all property tax in favor of the Uniform States Sales Tax.
January 13, 2026
2011 Report from the Office of Inspector General, along with various letters, discussed & analyzed bank failures and provided recommended course of actions.. of which none were followed... and here we are today... let's review it all & the Federal Reserve.
January 9, 2026
State(s) Property Tax Codes are criminally violated, not just 1 or 2 sections of code, on an epic level, including failure to comply with Uniform Standards of Professional Appraisal Practice which is required in the code of law. Property Taxes must be repealed in favor of the Uniform State(s) Sales Tax to save us all.
January 7, 2026
The only way to insist, and get, permanent change starts with knowledge of the issues. Goal is to inform ALL, including politicians, and obtain advocacy from all levels of government. Share this article, all the links to other articles & links to videos. Together we will make a permanent difference.
January 5, 2026
Every Citizen should be greatly bothered by any political party, official, or judge refusing to adhere to Constitutional law, as in the end, all citizens regardless of party affiliation end up paying for the fraud created. Socialism, a means to perpetrate/perpetuate fraud, should be codified illegal. Protect yourself.
December 30, 2025
There's a direct correlation to property tax fraud, silver scam, & printing of money via U.S. Treasury & Federal Reserve. The nexus is the creation of false value being fraudulent property valuation from which to steal tax revenue, fraudulent paper chasing paper from which there is no physical to back up the paper...
December 26, 2025
Auditing serves as a critical function, providing credibility to financial information & enhancing accountability of governmental entities. If your school district & appraisal district are participating in a criminal conspiracy to defraud, you have a civic duty to expose them because it is your money they are stealing.
December 26, 2025
A Sampling of Recent Messages Attached to Petition Signatures
December 25, 2025
Recapping recent articles, videos, & events related to school & municipal bond debts, property taxes, and the financial stability of property owners and tax paying citizens… along with a reminder that YOU CAN MAKE A DIFFERENCE.
December 22, 2025
Conroe Texas' example of the pattern & practice of Institutionalized Systemic Moral Hazard that's playing out across the US: Public Private Partnerships, School Bond Fraud, Economic Development Commissions. The common nexus is fraudulent overvaluation & over taxation of property, annually increasing to cover up fraud.
December 17, 2025
Prepared to go bankrupt to support your school district that is failing in education & equity stripping your home & future via the outstanding fraudulent school bond debt? Let's repeal all property tax in favor of Uniform States Sales Tax, end the socialist nightmare, & feed those strangled by the socialists.
December 15, 2025
Please forgive bluntness of this letter. The Financial Stability Oversight Council Report December 2025 has a conclusionary fatal flaw especially regarding pgs 29 – 38 which has ramifications in other areas of Report: fraudulent property tax, school district accounting & bond fraud and related State & Federal crimes.
December 12, 2025
What's the connection between Bitcoin, Trading, Federal Reserve, the Texas investigation of over-taxation, socialism, the repeal of property tax, & Precious Metals... a Crisis of Confidence... loss of faith in ability to achieve goals or trust institutions, leading to feelings of doubt & uncertainty about the future.
December 9, 2025
Attorney General Ken Paxton Launches Statewide Investigation of Nearly 1,000 Texas Cities to Ensure Municipal Transparency and Stop Illegal Tax Increases. If you believe a municipality is in violation of Section 103.001 or 103.003 of the Local Government Code you may file a complaint.
December 8, 2025
The Press & Federal Reserve have stated that we are not in a recession. The evidence is the opposite. Any one of the 50 issues presented here is enough to cause a recession or major credit crisis... Existing laws are not enforced... Measures need to be implemented... Stop Institutionalized Systemic Moral Hazard.
December 4, 2025
Basics of economics are not being taught. Health care costs have exploded. Individual, Local, State, & National debt is at all-time highs. Property taxes are stealing equity. Risk of bankruptcy or loss of home is increasing. Restore Mom & Pop’s balance sheet. Repeal property tax, in favor of Uniform States Sales Tax.
December 3, 2025
Inflation, loss of purchasing power, debt, and fraud… The real national security risk is the 37.8% (42,000,000) households that are in harms way of bankruptcy or losing the roof over their head.
November 30, 2025
To expand on yesterday’s Trials & Tribulations of Advocacy for Permanent Change – Repeal Property Tax in favor of Uniform States Sales Tax, this Part II will tie several elements together that we all experience & prove up why we must individually & collectively advocate for permanent change.
November 29, 2025
What does it take to effect change for the betterment of society? Are you willing to learn to help your family and society? Does helping society have to cost you money? Can my family and I benefit by being involved? What can I do to help? What can I expect for my efforts?
November 27, 2025
Your equity is being stripped while you sleep. CADs, School Districts, State Comptroller, Attorney General, Governor, Legislators all collude in promoting propaganda with taxpayer funds to make you to believe “it is for the children” & that there's nothing you can do about it, all while they commit crimes against you.
November 25, 2025
To repeat...Not only is the equity in your home being stripped while you sleep, so are your constitutional rights! This should concern every property owner & every citizen, because you're paying for it regardless of what State you live in. As goes California & New York, so goes Texas! As goes Texas, so goes the USA!
November 17, 2025
What makes confidence crash? Decreasing confidence is the warning sign. When markets crash, opportunities rise! Stock market is its own ecosystem/economy; it can go up, down, sideways. Just like people’s confidence, being irrational exuberance, depression, & it will be ok. Question is over what time frame?
November 16, 2025
If you really want to rescue the credibility of U.S. Dollar, including the governments at both State & Federal levels, then a coherent & consistent plan that the public understands & participates in, must be in place. It's said “planning eases instability, consistency defeats confusion and clarity squashes disorder."
November 12, 2025
The Governor Abbott's six element plan as released on November 9th 2025 is the continuation of the exact same pattern & practice of kicking the can down the road to the next person in charge. Let's quickly pull the plan apart, and then lay out what his "Contract with Texas" should be.
November 6, 2025
Not only is the equity in your home being stripped from you while you sleep, so are your constitutional rights! This should concern every property owner & every single citizen; you are paying for it regardless of what State you live. As goes California and New York, so goes Texas! As goes Texas, so goes the U.S.A.!
November 4, 2025
Comprehensive Review of Texas School Bonds. Outline from California Policy Center shows pattern & practice of defrauding voters in CA & Texas. Results in bankrupting school systems, equity stripping property owners, affecting all citizens. Many are suffering from cognitive dissonance, unwillingness to believe facts.
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